The banking industry is one of the few intangible industries that contribute to the economy of the country by moving the assets from their lowered value to an unexpected higher value. Every country has its banks and some of them remain at the top of the list. Similarly, one of the top five banks in the United States is Wells Fargo Bank. As the company has claimed itself, they have assets worth more than $1.97 trillion. The bank serves over 70 million customers across the country and has over 266,000 employees in total.
The only thing with this bank is that there’s a portion of customers who don’t know about the holidays and working hours of the bank. This is why we have come up with this article to help you solve this little mystery of yours and avoid you from wasting hours waiting for the bank to open when you are unaware of its timings. But worry no more, here are all the details about Wells Fargo’s working and holiday hours. So let’s have a look.
Banking Hours of Wells Fargo
Let’s first start with the banking that is the working hours of Wells Fargo:
Monday – 9 AM-5 PM
Tuesday – 9 AM-5 PM
Wednesday – 9 AM-5 PM
Thursday – 9 AM-5 PM
Friday – 9 AM-5 PM
Saturday – 9 AM-12 PM
Sunday-Shut (There might be some exemptions)
Apart from the weekdays, Wells Fargo is open on Saturdays too, but for a limited time. And for Sundays, the branches are usually shut, and the ones that are located in grocery stores are open, but still, there might be some exemptions, so make sure to call your nearest branch first before visiting.
Now that you have known the working hours of Wells Fargo for the regular business days, let’s now have a look at their holiday calendar.
Holiday Schedule of Wells Fargo
Here’s a list of holidays of Wells Fargo when all the branches of these banks are closed. Have a look at the calendar closely and also save it to avoid any extravagant visits to the branch. Here is the list of holidays where the bank is closed for the full day:
- New Year’s Day
- Martin Luther King Jr. day
- Valentine’s Day
- President’s Day
- St. Patrick’s Day
- Memorial Day
- Independence Day
- Labor Day
- Columbus Day
- Halloween
- Veterans Day
- Thanksgiving Day
- Black Friday
- Christmas day
For all the below given days, all the bank branches remain closed. For Christmas Eve, there’s an expectation as most of the branches are open for a limited time which is 9 AM to 2 PM.
So these were the timings and holiday schedules of Wells Fargo. But did you know that you can bank with Wells Fargo even when they are closed and aren’t working? Yes, you heard that right. You can actually have your banking done from Wells Fargo at times even when they are closed. Wells Fargo also has an online platform. With the online banking system, it’s incredibly easy to maintain and have any sort of transactions from your bank. All you have to do is make an account on your bank’s official website. But before beginning with the online account setup, let’s have a look at why online banking is more preferred by people these days and what are its benefits.
Advantages of Net Banking
Online baking comes with innumerable benefits, but the one that tops the list is the fact that through your online bank account, you can access your account from anywhere and at any time. This is especially beneficial for the users who are traveling constantly.
With online banking, all you need is a good internet connection and without having to visit the bank physically, you can handle all the transactions virtually. Online banking lets you bank from any device, mobile phone, laptop, PC, tablet, etc. You can pay bills, check your balance, track your last and latest transactions, and even schedule your transactions.
Having all these benefits doesn’t make you have an online bank account right now? Sure it does. So let’s get you started with Wells Fargo login and other aspects related to its online account.
Setting Up Wells Fargo Login
If you have a savings or current account at the bank, then setting up an online login account for Wells Fargo will be immensely easy. Here are the steps through which you can simply set up your Wells Fargo login account:
Acquire All the Required Information
There’s a set of information that you’ll be required to submit for authentication purposes, so make sure you have your:
- Name
- Social security or tax ID number
- Wells Fargo bank account number
- Loan number (in some cases)
- Birthdate
- And debit card number
Note: Through your Wells Fargo ATM or debit card number, you’ll be able to have access to all of your accounts and in case you don’t have your bank account number, you can also use your birthdate to proceed.
Set Up a Username and Password
Next, you’ll be asked to create a username and password and with that username and password on;y, you will be able to access your account, so make sure you set up a strong password. There’s a requirement by Wells Fargo that should be followed, which is, that your password should have at least 14 characters and at least one letter in it. For your username and password, they should not have more than 9 consecutive numbers, and they both cannot:
- Repeat the same letter numbers, three times in a row.
- Have a sequence of more than three letters or numbers.
The reason behind so many restrictions and guidelines is to ensure that your online account is well-protected. All the accounts that operate online are prone to be hacked, which is why proper security measures are taken.
Fill out the Online Access Agreement
There’s an online agreement by Wells Fargo bank that determines certain aspects like:
- Your obligations as a user
- The bank’s obligations to you
- Limitations on the bank’s liabilities to you
- Waiver of class-action rights.
Well, as you can see, all the above-mentioned aspects are pretty important, so make sure you read the agreement form thoroughly and then agree to it.
Authorize Your Email Address
Next, you will be required to authorize your email address to the Wells Fargo website. To do that, you will receive a six-digit code on the email ID that you provided. Simply fill in the six-digit code on the Wells Fargo website and your email ID will be validated.
Note: You need to authorize your email address within 21 days of your enrollment into the Wells Fargo online bank account.
And that’s it, that’s all you were required to do for registering your online Wells Fargo online account. Let’s now learn how you can log in to your Wells Fargo online account.
How to Log In to Wells Fargo Online Account?
From Computer
Once you have set up your login account, logging into it is nothing. All you have to do is visit the Homepage of Wells Fargo bank. There, on the left side of your screen, you will see a text box. In that text box, fill in the username and password that you set up while registering your account. And you are done, once you have filled in your credentials correctly, you will be logged in to your Wells Fargo online bank account.
You can also save your login credential on the page so that you don’t always have to fill in your username and password every time you want to log in to your Wells Fargo account. For this, you have to click on the “save username” option that is right at the bottom of the text box and you’ll be good to go. While saving your login credentials, make sure that no one else uses your login credentials except you. If you are using a public PC or any other device., you may not want to save your username and password.
From Mobile Phone
For logging in through your mobile phone or tablet, you can simply download the Wells Fargo mobile app. The app is available for both Android and iOS. Once the app is downloaded, you will be asked to fill in your credentials, i.e, username and password and you will be logged in to your Wells Fargo online account.
The mobile app of Wells Fargo can be used to deposit checks, pay bills, set up daily alerts, or even transfer money. One thing with mobile or online banking is for sure, once you have started with this, there’s no going back.
Now that you have known all about creating an online bank account and logging in to it, now, what if somehow you forget or lose your account’s password or username and can’t retrieve it? Well, you have got nothing to worry about here either. Let’s now learn how you can retrieve your Wells Fargo online account’s password.
Retrieving Wells Fargo Online Account Username or Password
It often happens to us that we forget or lose our username or password and then no matter how hard we try to remember, we fail every time. But worry no more, here’s how you can retrieve your username or password within a few steps:
- Click on the “Forgot Password/Username” that is right at the bottom of the text box.
- Then, you will be taken to the next page where you will be asked which one you lost, select the right option to proceed.
- And after that, for security purposes, you will be asked to provide your social security number or taxpayer identification number.
- Fill in the right numbers and you’ll be redirected to create a new password or username that you lost.
So this was all about Wells Fargo, its daily working hours, holidays details, setting up an online account, logging in to one, and retrieving your login credentials. But what’s left is to know the customer service details of the bank. Knowing the customer care contact details of a service that you are availing of is quite important because you never know when and how you can need it. This is why we have made this list of some contact details of Wells Fargo bank to help you in any sort of emergency or query.
Contacting Customer Services of Wells Fargo Bank
A bank has multiple ways of getting its customers in contact with them. Similarly, Wells Fargo too, has several ways of having their customers contact them. If you are in the United States, you can contact any of the following given numbers, mostly depend=ding on the type of query or service you want:
Wells Fargo Online Bank- 800-956-4442
General Bank- 800-869-3557
But if you are calling from any country other than the United States, you can simply contact the International access code of Wells Fargo for the country you are calling from.
The other way of contacting Wells Fargo bank is through the social media platform. You can reach them via their Twitter handle, where they are operating under the name of @Ask_WellsFargo.